快速阅读book1 Unit 1 第一篇
1、investment/ɪnˈvestmənt/n.投资英文解释：the act or action of investing
eg：Antiques are a very safe investment
2、stock/stɒk/n.股份、库存
英文解释：money lent to a government or company, on which interest is paid
eg：As stock prices have dropped, so too has bank capital.
3、bond/bɒnd/n.债券
英文解释：written agreement or promise that has legal force
eg：An industrial firm issues bond to collect money and will pay back with interest.
4、penalty/'penəlti/n. 处罚；惩罚；不利；罚球
英文解释：suffering or loss that is the result of one's unwise action or of sb's condition or situation
eg：A penalty clause was written into the contract.
5、withdrawal/wɪð'drɔːəl/n. 撤退；退回；提款；取款
英文解释：the act of taking an amount of money out of your bank account
eg：He advocated the withdrawal of the American presence in Lebanon.
6、shift/ʃɪft/v. 移动；改变
英文解释：change in position or direction; move from place to place
eg：The tools shift around in the car boot every time we turn a corner.
7、conservative/kən'sɜːvətɪv/adj. 保守的；守旧的
英文解释：resistant to change
eg：He was very conservative in the estimate.
8、certificate/sə'tɪfɪkət/n. 执照；证(明)书
英文解释：official written or printed statement that may be used as proof or evidence of certain facts
eg：The driver's certificate was suspended by the police.
9、deposit/dɪ'pɒzɪt/n. 存款；定金
英语解释：sum paid into an account, e.g. at a bank
eg：She deposited a pile of books on my desk.
10、flat/flæt/adj.固定的；统一的
英文解释：（of an amount of money, a charge, etc.) fixed; not variable.
eg：Most of our county is as flat as a pancake.
11、tuition/tju'ɪʃn/n. 学费；教诲；教学
英语解释：the cost of going to an educational institution.
eg：The money is sufficient to cover the tuition.
12、dock/dɒk/vt. 减扣
英语解释：make (wages, allowances) less
eg：If you're late for work again your wages will be docked.
13:tuition:n. 学费；讲授
英文解释:a fee paid for instruction
中文解释:上学的费用
I have no income and I have to pay my tuition.
/ tju'ɪʃ ə n /
14:equity:n. 公平，公正；衡平法；普通股；抵押资产的净值
the ownship interest of shareholders in a corporation
按规定执行，不徇私
Do you plan to go for debt or equity financing?
/ 'ekwɪti /
15:tightened:v. 拉紧；固定；加严（tighten的过去式形式）；使紧密
made tighter or more stringent
加强固定
We noticed that the specifications have tightened up in some areas and have been implemented as such.
16:prospect:n. 前途；预期；景色
the possibility of future success
以后的工作
But with no signs of any precipitation, the prospect of the harvest looks bleak.
/ 'prɒspekt /
17:options:n. 选择；期权；[计] 选择项（option的复数）
one of a number of things from which only can be chosen
多个具有选择性的
If they do not match, you have two options.
/ˈɒpʃnz/
18:prepaid:adj. 先付的，已支付的
used especially of mail;paid in advance
已经付过的
First, prepaid customers pay smaller monthly bills: $34 on average, compared with the $56 average paid by contract customers.
/ ‚priː'peɪd /
19:district:n. 区域；地方；行政区
a region marked off for administrative or other purposes
某一个划定的地方
The flood inundated the whole district.
/ 'dɪstrɪkt /
文章结构
12:you have no idea how you you're going to foot the bill.
3:Section 529 Plan
4:Mutual Funds
5:Other Investments
6:The more children invest in children, the better the future of children.
全文翻译
难怪你不能睡眠。你的孩子去读大学，你不知道你该如何去买单。当你在家中失去收入和权益时，学费就上涨了。现有的财政援助减少了，银行家们收紧了信贷额度。所有这一切使得你的孩子在毕业后面临贷款堆积如山的学生贷款债务的前景，如果他贷款了。
信不信由你，你有选择。如果在371学校做的很好，成本确实是天文数字。3500所高校的调查显示，虽然，55％的学生一年的学费和其他费用需要支付 9000美元或更少。
529规划 529储蓄账户和预付计划相比是一个更好的选择，是一个可以失去价值到另一个州。你可以投资于任何州的计划；32个州，加上哥伦比亚。然而，如果你的孩子是在州学习的会有额外的税收。529规划对于花在高等教育的钱是免税的。
共同基金 这些是股票和债券的集合投资，由专业人士管理，不像529规划。他们可以在任何时候被用于任何目的，在孩子成长的过程中不会受到惩罚，因为孩子长大后你会想要转变为越来越保守的基金。
其他投资 存款凭证，货币市场账户。而普通的储蓄账户仍然受到一些家庭的青睐。他们确实是更安全的投资，尽管他们通常在股票市场上投资的529计划少了3到6个百分点。
你通常会在孩子的储蓄和投资账户上缴纳较低的税金，但如果你有机会获得经济援助的话。这些都是虚假的储蓄大学希望你每年能贡献5%的收入来支付学费，但这是收入的账单在你的孩子的名字要高得多，每年20%。以你孩子的名字命名的价值20000大学基金，换句话说，将会在54000左右。但最多是1100 如果在你的名字中。
读后感
文章的词数并不多，看不懂的单词也不少，主要是专业名词和生僻单词，熟词生义给阅读带来了比较大的障碍，同时不同地域的文化差异也造成了阅读时很难理解。比如说“529规划”容易理解成一个工程，而不是一个投资计划。文章主要通过一个父母的视角，从而引出各个投资的优点，从各方面，各角度论证了投资计划的可行性。当明确了文章的主题之后，要解决的是细节问题，比如说投资计划的收益，受益是多少。像这类文章应圈出关键词，构成系统理解更易。
There are less words andmore difficult
words in this article.It's difficult for us
to some technical terms and strange
words.And different zone culture is a
reason. Such as "529plan" like a engine
but a investment plan.The article shows
all kinds of the advantage of investment plan by parents views and prove the possible of some investment plan in all
decrition. After we hold on the main of article and tiny problem is first.Such as
the investmentplan can receive the numberof profit and how much is profit.
It's important for work out the article to mark important words tounderstand.
课后答案
1.NEW ways to save for college. C
2.Cost are indeed astronomical at many
of the 371 schools that make the best of
lists. B
3.Earnings in 529 plans are taxfree as long as the money is spent on higher
education. B
4With no penalties for withdrawal of
earnings D
5.You usually pay lower taxes on savings and investment accounts held in your child's name. C
