Spend your earned money immediat

Frivolously.

Regret your early careless spending.

When disaster strikes.Perhaps a sudden illness in the family ,having money on hand can mean the difference between the life and death.

A surprise acceptance to a top university

Board.

For every possible contingency

let their investments Mature longer ,allowing interest on savings to compounds.

a bulwark against an unpredictable future.

Generate future wealth.

The idea that we must always be consuming things in order to have a good time is lie told to us by advertiser

Determines the standard of his or her own Happiness

For my part.

On a fashionable expense..On a football expenses..unavoidable expenses.