2020-03-27 Tamil Nadu 省声称私有银行金融机

Tamil Nadu asks private banks, financial institutions to stop loan collection
Tamil Nadu 声称私有银行金融机构要停止收款
KOLKATA:The Tamil Nadu state has ordered private banks, small finance banks and micro lenders to refrain from collecting loan repayments till further notice, raising the spectre of other states following suit that could create chaos and defaults.
Tamil nadu命令私有银行，小金融机构和微型出借人，克制他们的收款直到将来的通知，引起其他州的恐慌，可能会引起混乱和违约。
But lenders say that they had anyway stopped doing so after the coronavirus outbreak crippled economic activity and look forward to guidelines from the regulator in formalising a structure on how to go about doing business once the dust settles.
但是出借人说，他们不管怎样在新冠病毒爆发阻碍经济活动的时候已经停止了，并且期待管理者提出正式的有关疫情结束后如果进行的安排
The advisory from TAMIL Nadu chief minister Edappadi Palaniswami had initially stumped lenders. it dericted them not ot collect daily weekly monthly installments." The order has also threatened about taking criminal action against violation.
TAMIL Nadu chief minister Edappadi Palaniswami 的公告最开始还是是出借方为难。这个命令使他们不能催收按天按周按月的贷款，这项法规还威胁会采取刑事诉讼对违反的行为
"We soon realized that this is in line with our own advisory. In such a situation law of the land takes primacy." said Manoj Nambiar, chairman of the Microfinance institutions Network(MFIN), the self-regulator for NBFC-MFIs."We will take stock of the situation after April 14," he said.
我们很快就意识到这个和我们自己的建议是一致的。这种情况下的法律是至关重要的。NBFC-MFIs的自检机构，小微金融机构主席，Manoj Nambiar。我们将会在四月14号之后再次评估情况
MFIN has advised its members against sending the 2 lakh-odd microfinance field workers to collect repayment as a caution against the coronavirus epidemic.
MFIN 建议不要派遣2万临时的小微金融机构领域的工人去催款，以预防新冠大流行
Teh Tami Nadu government order is no different, except that its baked by the administration. Teh Tami Nadu government 的政令没什么不同，出了他是官方发布的 "We cannot put our staff at risk. We have already suspended repayment collection and loan disbursement across the country. The government direction is not going to change anything." said Bandhan Bank managing director Chandra Shekhar Ghosh. Bandhan Bank controls about one-fourth of the Rs 2.1 lask crore outstanding microloan pie. 我们不能让我们的员工出于危险中，我们已经暂停了催款和放款在整个国家。这幅名玲玲不会改变任何事情 said Bandhan Bank managing director Chandra Shekhar Ghosh. Bandhan Bank 控制这2.1lask crore 未结清 小额贷中的四分之一 Ghosk said that the banks micro loans would not be treated as overdue since, under the loan agreement with borrowers, it is the banks responsibility to provide doorstep service to collect repayment."So, customers are not at default, " he said. Ghosk 说银行的微贷不能当做逾期在和贷款方签协议里面，因为银行有义务提供上门催收的业务，因此用户没有违约。 With collection coming to a halt, NBFC-MFIs would face difficulties in repaying their bank loans. The smaller ones are facing liquidity issues in paying salaries and meeting other administritive expenses. MFIN has sought the regulators intervention for bank-to-back funding support form banks to tide over the liquidity tightness. It has also requested for regulatory forbearance in asset classificattion and provisioning rules.
随着收款工作的停止，NBFC-MFIs在偿还银行贷款方面将面临困难。 规模较小的公司在支付薪水和支付其他管理费用时面临流动性问题。
MFIN已寻求监管机构的干预，以寻求银行提供的银行对背融资支持，以应对流动性紧张的状况。 它还要求在资产分类和准备金规则中遵守监管规定。

Bandhan Bank 印度第八的银行 小额贷银行 总部在加尔各答 开始是非盈利的银行
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